CRITERIA FOR HIGHER EDUCATION LOANS APPLICATIONS 2026/2027 | VIGEZO VYA KUPATA MKOPO WA ELIMU YA JUU HESLB 2026/2027 (DIPLOMA &DEGREE)
The Higher Education Students’ Loans Board (HESLB) is a body corporate established under Act No. 9 of 2004 (as amended in 2007, 2014 and 2016) with the objective of assisting needy and eligible Tanzanian students to access loans and grants for higher education.
General Criteria
(i) Must be a Tanzanian not older than 35 years at the time of application;
(ii) Must have full-time admission into an accredited institution in Tanzania;
(iii) Must have a complete and correct application through the Online Loan Application and Management System (OLAMS);
(iv) Must not have a formal or regular income from employment or an established contract in either the public or private sector;
(v) Must have completed CSEE, Certificate, ACSEE, or other equivalent qualifications within five (5) years, i.e. between 2021 and 2025 inclusive;
(vi) For continuing Diploma students, he/she must have passed the examination necessary to enable him/her to advance to the following year of study, and the examination results must be submitted to HESLB via the Institution’s Loan Officer or Administration.
Applicants are reminded to download appropriate application forms for applicants below the age of 18 years or 18 years and above.
Guidelines and Criteria for Bachelor Degrees 2026/2027Guidelines and Criteria for Samia Scholarship Students 2 026/2027
Social Economic Status
(i) Orphan; an applicant who has lost one or both parents
(ii) Poor households under Tanzania Social Action Fund (TASAF) support or other schemes offering social and financial assistance;
(iii) Self or parents’ disability
Mode of Application
All loan applications will be done through the Online Loan Application and Management System (OLAMS). Applicants are REQUIRED to use the same Form Four Index Number used while applying for admission.
Upon completion of the online loan application process, the applicant SHOULD print out the application form and Loan Agreement. Thereafter, obtain appropriate authentications, sign the forms, and attach necessary documents including pages (number 2 and 5) into OLAMS.

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